Privacy Policy for “Budgets”

Last updated: 08/02/2026

Your privacy matters. This Privacy Policy explains how the “Budgets” app (the “App”) handles your data.

1. Core principle: no data collection

We (the developer) do not collect, store, or process any personal data on our own servers. We do not operate any servers for this App.

All financial data, categories, and settings are stored locally on your device only.

The App can sync data between nearby devices.

This uses Apple’s Multipeer Connectivity framework.
Data is transferred directly from device to device via Wi-Fi or Bluetooth.
Data does not leave your local network and is not sent over the internet to external servers.

Purchases (for example, “Full Version”) are processed exclusively through the Apple App Store (StoreKit).

We only receive an anonymised confirmation from Apple that a purchase was successful.
We do not have access to your payment details, name, or billing address.

If you have questions or feedback, you can reach us at budgetsapp@larsmalte.com.